(Episode 13)
What do we do?
How did this happen all of a sudden?
Did they tell you what happened?
Not yet.
They won't know if it happened by accident or if it's arson...
until they finish the site investigation.
What do we do?
That building was her last hope.
- No... - Please calm down.
- Please calm down. - Gosh.
Gosh.
- Ma'am! - Ma'am!
Ma'am!
I'm so sorry, ma'am.
We could've avoided this...
if I was braver.
I'm sorry.
She had to face such a big accident when she's old.
I don't know if she'll be all right.
I'm worried too.
She won't have a place to go once she's discharged as well.
We'll have to find a way to help her.
(Emergency Room)
I'll go fetch the car.
Do you think it's arson?
It's too coincidental to say that it was an accident.
As soon as we started to investigate...
the illegal loans connected to her building,
it's burnt to ashes.
If this is true, then...
Illegal loans, and even a fire?
If Daehan Bank is involved in this,
we must eradicate the one in charge.
No matter who...
and what kind of person that may be.
It feels like my toothache disappeared.
Sam Do made a huge decision this time.
He sits there like a mountain,
but once he makes a decision, he moves like a bolt of lightning.
You're right.
Sam Do tends to be...
a cautious person.
It's not like him to do something...
so big without telling us.
Nothing good will come out of making a big deal out of this.
That must be why he dealt with it so quietly.
I bet Sam Do was pressed for time.
There's an auditor that's out of his control...
who's poking at everything.
Sam Do must've been so uncomfortable.
Anyway,
that building was such an eyesore, but it's gone now.
I think it's time to resume our D1 Plan.
It was worth all that wait.
Here.
How did it go?
Well, up to now...
Mr. Kim.
You've been a chief secretary for a while. Are you still lost?
I'm sorry. I'll research and report to you as soon as possible.
Mr. Kim.
See how Mr. Song Ki Yeol of Daehan Asset Management is doing.
Ma'am. Ma'am!
Ma'am.
You'll rip Carrie like that.
Do you know how expensive this tent was?
Carrie, did it hurt?
Did you get any scratches?
My goodness. Too bad no one else is here to see this.
If you have the money to buy an expensive tent,
then just get a room.
I was raised spoiled.
Even if it's for one night, I can't sleep just anywhere.
What nonsense.
I'm scared my daughter will bring a guy like him as her husband.
You won't have to worry about that.
I already have a woman in my heart.
Thank goodness.
Good morning, Ms. Jang.
How can it be a good morning after what happened yesterday?
Then should I cry?
We should cheer up at a time like this...
to find out the truth behind the incident...
and help the old lady get over her resentment.
Don't you agree, Ms. Jang?
Thank you for letting me know how cheerful you are.
Let's hurry up and prepare our meeting before Mr. Noh comes.
Do you want to see the printouts first?
Too bad.
It seems like the one in your heart likes someone else.
Gosh.
Goodness.
It's not over until it's over.
("Fire Breaks Out on a Four-Story Building in Yongbuk-Gu")
Did you find out anything additional over the night?
You must all know from the article,
but according to the police, the fire...
was caused by arson.
No matter who the culprit is, it means they had a purpose.
Yes.
The mastermind must be...
an individual or an organization that sees the most profit...
from the building burning down.
According to Mr. Shin Hyun Do's documents,
the old lady's restaurant...
was right at the center of the development district.
The bank gave her a loan...
by taking the land as collateral,
and she took that loan to build a building.
But a gang got involved and interrupted the leasing process,
which made it impossible for her to repay the debt.
Despite doing all that, the old lady wouldn't leave.
That's why they set the place on fire...
so she can't lease it out at all.
It's clearly a scheme to take away her house and land.
The development district is huge.
The profit one can gain from it is astronomical.
If Daehan Bank is really involved...
in this illegal loan case,
this is something...
that could break the foundation of our bank.
Even if the foundation breaks,
it'll still survive as long as the roots are firm.
The reason why the audit office...
can work independently outside of the bank's external powers...
is for situations like this.
I'll be responsible for everything.
I'll go see the ex-branch manager who gave Shin Hyun Do...
the order to process the loan.
Mr. Seo, I want you to check for organizations that participated...
in the development, and those with successful bids.
- Yes, sir. - Mr. Moon.
I want you to check on our network if there were other cases...
of illegal loans in the development district.
Keep on checking the closed branches too.
- Okay. - Is there anything I can do?
Ms. Jang, you should check on the branch...
and see who were in charge of the signing-off process.
I'll brief you on your schedule today.
Just a second.
Could I talk to you in private?
- You can go out. - Okay.
Why would the honorable Mr. Noh...
have any business with me?
Don't be so sarcastic.
I still believe that you're my only colleague...
in this bank.
All right.
- What is it? - Do you know about the fire...
that happened in Yongbuk-gu last night?
I saw it on the news.
What about it?
The building that went on fire...
is the building that's related to an illegal loan from Yongbuk Branch.
It's a case our audit office is investigating in secrecy.
Are you sure it's related to Yongbuk Branch?
I'm pretty sure.
Nothing good will come out of it becoming public.
We better figure out what happened and find a way to handle it.
What can I help with?
It's true Yongbuk Branch was in charge of...
giving out real estate loans in 2014,
but the size of the development was too big to say...
it was fully under the branch's jurisdiction.
Do you know...
anything about the department who was in charge of real estate...
here at the head office back in 2014?
The department that was in charge of real estate in 2014?
There was something called the "REITs Department".
- The "REITs Department"? - Yes.
It's a division Vice President Yook led when he was senior director.
It only consisted Team Yook members, so there were a lot of rumors...
saying that it was like a detached force.
They shared no information and maintained strict confidentiality.
Even I don't know anything about the REITs Department,
even when I was considered as Team Yook.
What kind of work did they do...
to have to keep such strict confidentiality?
I guess he didn't want to share data with his rival, Vice President Lee.
According to rumors, thanks to the successful performance...
of the REITs Department, Mr. Yook was able to surpass Mr. Lee...
and get promoted to Vice President.
Come to think of it, at that time...
there were also rumors about a new office being built for the bank,
but I think it was cut short when the department disbanded.
A new office?
Anyway, that's all I know.
I'll find more on the REITs Department.
I would appreciate that.
It's nothing.
If the illegal loans at Yongbuk branch...
occurred in 2014, it's when I was...
the regional manager.
I'm responsible for it too.
(An Jung Tae)
This is the number of the retired Yongbuk Branch manager.
I'll help out as much as I can.
- Thank you. - Sure.
I'll get going then.
Ms. Lee, could you contact the HR Department...
and ask for a list of the members...
who were in the REITs Department back in 2014?
The REITs Department?
Yes, ma'am.
(Mr. Noh was just here. Ms. Han is asking for a list of the REITs...)
Tell me what the fire accident last night was all about.
I believe Mr. Bae may have taken measures.
Bae Dong Seok?
Thank goodness that it was a vacant building.
What would have happened if there were any casualties?
I'm sorry, sir.
I'll have them find him as soon as possible and take him under control.
Since it's a case that Auditor Noh is keeping an eye on,
we have to make sure it doesn't get in the way of Daehan Bank.
Please make sure to keep a closer eye...
on what the Audit Office is up to.
Yes, sir.
I just received a message that Mr. Noh visited Ms. Han's office.
Also, Director Han...
requested for a list of the REITs Department members to HR.
- Director Han? - Yes, sir.
It's not what we expected,
but I think Auditor Noh has worked his way up to the REITs Department.
It wouldn't have been an easy road,
but I guess he found the way.
Maybe I should help him get on track,
so he doesn't get lost.
According to Director Han,
when the illegal loans were being carried out at Yongbuk Branch,
the division that was in charge of real estate was...
the REITs Department. And Vice President Yook was in charge.
Him, again?
What is he, an onion? There's no end to him.
The REITs Department is new to me as well.
"The REITs Department"?
Are you investigating the REITs Department?
You should have come right up to us.
We've practically been around here the longest.
Exactly what kind of business did they handle?
They did real estate investment with Vice President Yook in charge.
Gosh, their business performance was colossal.
Sir, I can't find...
anything about it on the Internet.
They were considered as a detached division, so it won't show up.
As you may know, Daehan Bank...
was merged with Mirae Bank and Hangil Bank,
so we have two more head offices other than this one.
The old documents are probably...
all stored at the Seosomun Head Office.
The Seosomun Head Office?
They have a document storage room...
at Seosomun Head Office, where they keep the files...
that are past the retention period.
If you check over there, you'll probably be able to find...
quite a lot of documents related to the real estate business.
I see. Thank you.
My pleasure.
We should share what we know, between us Audit members.
Let's go.
See you.
I'll go and meet the former branch manager, Mr. An.
Will you head over to the Seosomun Head Office...
and find out about the REITs Department, Bo Geol?
Me, again?
Why me? You have Mr. Moon too.
Why does it have to be me?
Would you like an honest answer, or a pleasant answer?
An honest while pleasant answer.
It's because...
you have such pretty eyes.
It seems like you'd be good at searching documents.
Do you think he'll take it?
I'll be on my way.
He took it. He's practically an amoeba.
Hong Ju? Check. The. Electronic. Data.
Going down.
The doors are closing.
Have you heard of the REITs Department, sir?
The REITs Department?
Why do you ask?
The building that was recently on fire...
has relations to...
Yongbuk Branch's illegal loans.
I heard that the REITs Department was in charge of real estate...
during that time.
You found out about the REITs Department while investigating...
a building that was on fire?
That's so like you, Auditor Noh.
I'm sure you've already heard that Vice President Yook was in charge...
of the REITs Department.
There was something called the "D1 Plan".
"The D1 Plan"?
It was the REITs Department's main business.
But it wasn't my responsibility, so that's all I know.
Auditor Noh?
I can tell for sure that you're not on President Kang's side.
I'll try to find out more,
so why don't we share what we know.
Yes, sir.
[VIU Ver] MBC E13 'The Banker' "No Solid Proof" -♥ Ruo Xi ♥-
It looks like things will get interesting.
(President Kang Sam Do)
I guess the old fool is getting antsy...
since Auditor Noh is on the prowl.
Yes, sir, what's the matter?
Why would you, a busy man, call for me?
Come on in.
I just received some nice tea as a present,
so I wanted to share a cup with the people I care for.
Have a seat.
The reason I called for you two,
is because I came to reflect on myself...
after the incident with Vice President Yook.
We may have different ways,
but we're all a part of this bank as a family, aren't we?
There's no doubt in Vice President Lee's leadership,
but Director Han surely proved her crisis management skills...
during the employment corruption last time.
I would say she is a sure candidate for vice president.
Thank you, sir.
I think of you two as the individuals...
who will follow in my footsteps and lead Daehan Bank.
Competition will develop the both of you,
and the balance of power...
will bring stability and progression to the bank.
I have high expectations for the both of you.
I thought the fall of Mr. Yook would have enlightened you a bit.
I guess I thought wrong.
Even a mouse will attack the cat when it's cornered.
But too bad.
I'm a tiger, not a mouse.
Oh, and sir?
You have to brew that tea longer...
in order to get the best taste.
It's not like the cheap ones.
Is that so?
"The balance of power"?
What kind of nonsense is he talking about?
You'll find all the documents related to real estate here.
All right.
- Good luck, then. - Oh, yes.
(Daehan Bank Seosomun Head Office Document Storage Room)
How am I supposed to check all this?
Yes, sir?
I'm at the Seosomun Head Office,
checking out REITs Department with my pretty eyes.
The D1 Plan? What's that?
All right, sir.
I'll find it, even if it takes my eyes out.
Sir, the research institute has called in.
What did they say?
They think that Bae Dong Seok...
was bought by The Best and caused the incident.
It's as I thought.
Also... Well...
What is it?
The person who visited Seomin Policy Institute...
wasn't Noh Dae Ho.
It was Vice President Lee Hae Gon.
He knows all there is to know about banking.
How could he not recognize Vice President Lee Hae Gon?
It was right after he had been appointed.
- I apologize. - Okay.
You can leave.
Yes, sir.
Lee Hae Gon...
met with Bae Dong Seok in secret?
A tiger cub...
is still a tiger.
Is that it?
It's President Kang.
After Vice President Lee took over,
our bank underwent a large-scale restructuring.
How does the labor union feel about it?
We had a really tough time for a while after that.
People complained about...
wrongful dismissals.
It was so hard to quell the discontent.
Oh, dear.
It must've been hard on you, Mr. Cha.
Vice President Lee is a capable man,
but his temperament is a bit...
He can be impatient.
Right after his appointment,
he rushed into things out of eagerness to get good results.
Yes, that's right.
Vice President Lee is in charge of all the branches.
You'll have to meet him every now and then.
That could cause a situation in which...
you two would have to collide over certain issues.
That would happen.
But to protect the rights and interests of our bank's employees,
I believe that's inevitable.
I noticed at the previous shareholder meeting...
that you don't own too many shares.
You need at least three percent...
to be able to actively voice your opinion, don't you?
- Yes. - I plan to give...
more benefits to our employees.
Have the union members buy some shares...
and support our bank's future endeavors.
I will. Don't worry.
Your term...
Doesn't it end soon?
I have about six months left.
Six months...
The Smart Digital director position...
That person's tenure ends around the same time.
After the shareholder meeting, you could be Director Cha...
Let's eat. It's been such a long time.
Yes, yes.
Oh, so long.
(Director Han Soo Ji)
Director.
I called people who were in the REITs Department as you asked.
They have all retired...
or moved abroad and are hard to reach.
I left them all your private number.
Okay. Thank you.
That was Vice President Yook's core business...
and none of the staff remained with the bank?
They must've been let go deliberately.
This is Han Soo Ji.
Ms. Han.
It's Jung Chang Eui.
Mr. Jung.
I didn't recognize the overseas number.
Ms. Han... No.
You're a director now.
It's late, but congratulations on the promotion.
Thank you very much.
What business would someone so high up...
have with a dismissed general manager like me?
Why did you reach out?
I was flooded with emails and missed calls.
I see.
You used to be...
the general manager of the REITs Department.
I thought your team...
managed all our real estate deals.
I wanted to ask if you kept any files.
I left all the paperwork when I left.
That's the procedure.
Yook Kwan Shik was in charge and he was fired.
Why do you suddenly want to know about my old department?
You moved abroad a while ago,
but you still have ears on the inside.
I was bound to hear even if I wasn't listening.
A bank's vice president went down.
So,
why do you want information on the REITs Department?
The Audit Office is looking into...
an illegal loan from Yongbuk Branch.
I used to manage that branch.
I felt somewhat responsible for lack of monitoring.
I see...
you're touching on a sensitive topic.
Pardon?
A director asked for my help in a long time.
I'm sorry I can't be of any help.
It can't be helped.
I'll talk to you again soon.
I would say...
she is a sure candidate for vice president.
That's how you want to start a war?
If he makes Soo Ji vice president...
and puts her in charge of HR...
I'll be left with the branch managerial position.
After that,
he'll use the labor union to tie me down.
Come in.
You have a 7pm meeting at Seoul Hotel with all management members.
- Will you attend? - No.
It's just a group of old men who nag.
Cancel it.
Ms. Kim.
When do you go on maternity leave?
I take time off to give birth next month.
There's a waiting list for the childcare facility,
so I'm not sure if I'll use my maternity leave right away.
The list's that long?
Yes.
I applied as soon as I realized I was pregnant,
but it's still impossible to get in.
Our head office offers childcare,
so I applied for that.
But women who work in branch offices can't even dream of that.
That's how the phrase "childcare-war" came around.
Is that so?
Pull me some material on employee welfare...
and schedule a meeting with head of the labor union.
Where will you meet him?
Shall I have him come to your office...
or will you meet elsewhere after work?
My office will...
Wait.
I'll meet him in the first-floor lobby.
People have been gossiping that...
the labor union was powerless during the restructuring.
We don't have to meet in secret.
(Employee Policies)
You asked to see us?
I did. Welcome.
Why did you want to see us out of the blue?
Let's have a seat.
As the executive in charge of all the branches,
I wanted to meet you...
to hear what the employees have to say.
If you cared,
you could've listened to our demands...
before you went ahead with the restructuring.
10 percent of the executives...
were let go since you joined.
Are you now pretending to care about the employees?
Isn't that hypocrisy?
I see you got the wrong idea of me.
President Kang brought me in to do just that.
I'm a restructuring specialist.
What?
I cut out what's rotten...
and closed up the wound and got us a transfusion.
Now we must focus on...
ingesting nutrients to recover quickly.
Stop playing word games...
and get to your point.
We're here on our precious time.
Very well then. I'll cut to the chase.
Before you came over,
I had a look at our bank's welfare policies.
Most of the complaints are about...
paternity leave and the lack of childcare facilities.
The lack of childcare facilities is an age-old problem.
Why mention it now?
Did anyone in the union...
request more childcare facilities?
The requests are constant,
but we can't grant...
every request a staff makes.
We'd rather...
offer them a higher salary.
So,
what is the union's stance...
on paternity leave?
To be honest,
it's a policy that might as well be done with.
They say that paternity leave is a thing,
but men rarely apply for it.
What do you think is the biggest problem?
The social stigma.
Society must change first.
I'm not asking you for a solution to change our society.
I'm asking for your advice on how to better our welfare policies.
Don't you care about the welfare of our employees?
I won't put up with this any longer.
Are you belittling the union?
- Pardon? - You must think so little of us...
to bring us here at a moment's notice...
and talk about fancy issues like welfare policies.
That's right.
If you really cared about improving welfare policies,
you'd have started a discussion...
and given us time to collect opinions.
What do you think you're doing?
Are you oppressing the labor union?
Don't pretend to care for the staff.
If you really want to talk,
set up a discussion and ask to speak with us officially.
Let's go.
Darn it.
As per your prediction, it didn't work out.
"REITs Department".
(REITs Department)
(D1 Plan)
"D1 Plan"?
I found it!
Really? Good job, good job.
Good work.
My eyes are not only pretty, but they're bright.
REITs Department's D1 Plan.
I ended up finding it.
Am I amazing or what?
Yes, yes. I'll see you at the office later.
Okay.
What's this? Why is there only one?
Can I photocopy this?
His voice is ringing so loudly.
It sounds like Mr. Seo did a good job.
Yes, he did.
Bo Geol might seem to act rashly,
but he was at New York's...
He was Chase Manhattan Bank's number one, right?
He boasted about it so much I memorized it.
You have arrived at your destination.
It's over there.
Gosh. Compared to your place,
it doesn't look like a house an ex-branch manager would live at.
(Episode 14 will air shortly.)
You have a beautiful house.
I used to be a branch manager at the Gongju branch before this.
I couldn't even buy a small apartment with the severance pay.
Pardon?
I see.
That's true.
In that sense, I was very lucky.
When I was the branch manager of Yongbuk Branch,
I was in charge of the VIPs.
I invested my severance money on what they suggested.
It was a huge success.
I see.
You're probably busy,
so I'll go right to the point.
This is the loan document Mr. Shin Hyun Do wrote...
for the old lady who owns the blood sausage soup restaurant.
Is that so?
What about it?
If you look at it,
she was given a loan by taking her land as collateral.
She constructed the building with the loan she got,
and the condition says she would pay back her loans with the lease.
But if one has common sense,
you can see such an amount can't be lent out...
if it goes through regular appraisal and assessment.
Why did you order Mr. Shin...
to process such an unreasonable loan?
I'm not sure.
It was such a long time ago, so I can't remember.
I had to sign off countless loans...
as the branch manager.
You must know what I mean since you were a branch manager too.
Do you remember each and every loan you signed?
I never ordered to process such unreasonable loans.
I was the manager of Yongbuk Branch at the time,
so I must've ordered to process it.
However,
not all loans get passed...
when a branch submits the application.
The loan can only be processed after the head office's approval.
Also,
the business related to real estate...
was a project Daehan Bank was enthusiastic about.
The head office must've also thought...
we should aggressively give out loans.
That must be why it was approved.
Are you saying...
you'll hold the branch responsible for it now?
That wouldn't make sense.
Mr. Shin told me...
that he took care of the application under your order.
Gosh.
I remember clearly that he brought the loan application...
so he could bring up his performance.
That's ridiculous.
You said it was too long ago for you to remember.
I see you remember that part very clearly.
All right.
Then do you remember who was the person in charge...
at the head office back then?
I'm not sure.
I was only at Yongbuk Branch.
I don't know about the people at the head office.
Gosh.
You traveled far, but sorry I'm not much of a help.
Not at all.
Thank you for your time.
Yes. This is An Jung Tae.
Branch Manager An Jung Tae said...
that you brought the application to him for your performance.
That's not true.
He pinpointed that lady and the building...
and told me to process her loan.
The loan process was definitely problematic.
Do you happen to have any documents to prove what happened?
All orders were given to me verbally.
All right. We'll look into it and get in touch with you.
Why is it...
that the rich with connections...
all suffer from amnesia?
Whenever they're asked about something,
they say they don't know and that they can't remember.
You're right. Their memories are convenient.
Whenever that happens,
- your fists are the answer. - I'm sorry?
If you smash them on the back of their heads,
they'll remember everything.
What should we do?
Should I smash the back of that branch manager's head?
I used to be quite a fighter back in the days.
No, that's not necessary.
I'm not kidding.
When I was young,
I used to be the king of Myeong-dong in my white bell-bottoms.
I was the only one who was allowed...
to wear white bell-bottoms.
Why? Because I was the king.
Hey.
I haven't upset you about anything yet, have I?
I don't think so. Not yet.
I won't ever upset you.
Just don't give up.
If you don't, you'll find another way.
Yes.
If you want to expand investments in Indian start-ups...
as you mentioned,
I believe that the best option for both of us...
would be to do so by establishing corporations...
rather than approaching local branches.
Well, it's quite impossible in the financial sector,
especially in private banks...
to establish a local corporation alone,
so you must find a partner.
And we can recommend you a few.
We actually already have a partner in mind.
But the issue is the complicated licensing procedures.
If you decide to go this road,
we can support you to help you with any further issues along the way.
I got it. Thank you.
Sorry, excuse me. I need to take this call.
Sure.
Yes, Mr. Jung. What is it?
I thought about it for a while after getting your call.
You made the effort to call me when I'm abroad...
to look into REITs Department.
I don't think this is a small matter.
Did something happen to the bank again?
Pardon?
No, it's nothing big.
Is that so? Didn't you say...
a new auditor is investigating an illegal loan from Yongbuk Branch?
He's the one who got Vice President Yook fired.
That's true,
but this one is a real estate loan.
I just thought maybe REITs Department handled it.
I see. Is that so?
Too bad I'm not much of a help.
Anyway, you're the only one...
left at Daehan Bank from Team Yook.
You should make your way up for all of us.
I will. Thank you.
It's been a while.
I'm Jung Chang Eui...
who used to be the General Manager of REITs Department.
Do you remember me?
I do. What is it all of a sudden?
You know that Director Han...
is researching about REITs Department, don't you?
She's quick-witted.
It won't take her long to find out about the D1 Plan.
What do you want?
Same as always.
I thought you...
got rid of everything at Daehan Bank upon your leave.
Well...
I wouldn't be so sure.
A man in crisis has to look after himself.
Have you learned nothing from Yook Kwan Shik?
I don't want you to face criminal charges.
Anyways,
I'm merely giving you the information.
I'll be waiting to hear from you.
You rat!
President Kang, you sly old fox.
You already have the union on your side?
President Kang never sent one of his men.
We could've talked on the phone.
Why was he so...
comfortable saying the president's name?
They have a connection for sure.
Bae Dong Seok from Seomin Policy Institute.
Remember this name.
Get me the list from the last press party.
Yes, sir.
Just leave the delivery there.
I don't have anything to deliver.
You're a wealthy man.
You could've brought something on your way coming to...
a poor freelance reporter's office.
Hold on a minute.
I live off of click baits nowadays,
so I just have to title this...
These are just stolen trashy gossips.
What you need is an exclusive report.
Have heard of the "D1 plan"?
"D1 plan"? What is that?
You'll have to cover it from now on.
Is it related to President Kang?
Maybe.
That's a whole lot less information for an exclusive.
When Mr. Yook, who's in prison now for malfeasance and embezzlement...
was a senior director,
REITs Department was made to administer real estate only.
More precisely,
it was an organization to execute the D1 plan.
Mr. Yook was their front,
but who was behind them?
I think you and I already know.
All right. Then what is the D1 plan?
While investigating President Kang,
you were the one...
who found out about Bae Dong Seok in Seomin Policy Institute.
With that kind of skills,
I think you can figure it out by yourself from here.
Let's say we share all and any new information.
Why are you telling me this?
I can't watch Daehan Bank go to waste.
Be honest with me.
You want to remove the president and take the throne.
That'd be even greater.
Let me ask you one thing.
Why are you so obsessed with President Kang?
Is it something personal?
Was a member of your family broke because of him?
I have a huge debt at Daehan Bank.
I need to pay back for 30 years.
Make a big hit with this exclusive,
and you won't have to suffer for 30 years.
Sam Do must be upset.
Mr. Bae worked for his own men,
and not for us.
I thought the auditor at Daehan Bank was on me.
It was a hasty accident.
The Best and I are not having second thoughts.
Well, I trust you.
But Sam Do...
isn't really fond of what you're doing here.
What would you have me do?
Mr. Bae, I got it all under control.
We go way back.
I have favors to repay for your men.
I appreciate it.
It won't happen again.
But...
there will be tasks we need to complete.
(Authentication Certificate)
As we expected, the old lady's building was...
under the district of the D1 plan.
And REITs Department was in charge of the D1 plan.
Funny thing is, the projects of REITs Department...
doesn't go through the head office evaluation.
They screen their own projects at REITs Department.
If you look at the first page,
the decision maker of this plan...
was Yook Kwan Shik, who was the head of that department.
They only report to the president and auditor once a quarter.
It all comes back to him.
I met the guy who was the manager of Yongbuk branch.
And he said he doesn't know who signed...
the loan application.
That makes no sense.
He was the branch manager, he's supposed to know.
Mr. Park told me that...
he's living in a castle almost.
That sums it up.
He bought that house with dirty money.
So Yongbuk branch acted as the window...
for the D1 plan of REITs Department?
Seems like it.
As Shin Hyun Do stated,
the developer of the district including the old lady's building...
was Seomin Finance.
And the representative is...
Park Jung Bae of Seomin Agency.
He was in charge of Seomin Agency and Finance?
I didn't think he was such a big shot.
The director of Seomin Agency at that time was different.
It was Kim Myung Soo.
And this name, Kim Myung Soo,
we're all familiar with it.
Manager of Seomin Distribution Gongju Branch was Kim Myung Soo.
It gets more interesting.
The registered director of Seomin Finance was...
- again, - Bae Dong Seok?
Yes.
Bae Dong Seok in the center with Park Jung Bae,
Kim Myung Soo, and I'm guessing more.
These scumbags were behind all of Seomin,
doing all the dirty work.
And as you've asked,
I checked the closed branches that weren't related to Director Do.
I discovered something was deleted at the same time...
when Gongju Branch's data were.
So our Gongju Branch was closed because of Seomin Distribution?
Yook Kwan Shik was trying to hide his connection with them.
How could this be?
What kind of a bank is this?
They hide their wrongdoings...
by closing up branches, and firing employees.
They took advantage of the old lady for development profit.
They interrupted her business with a bunch of gangs.
They even stopped the tenants from coming in.
And now they caused fire?
The vice president of this bank has been working with these guys...
all along!
We should not let them go free.
Of course, you're right.
But according to the documents we have,
Daehan Bank had nothing to do with it.
It was a lawful development plan,
a lawful loan proposal,
and a lawful approval.
All the illegalities they committed,
they're our beliefs, without any physical evidence.
Even if the developer was Park Jung Bae of Seomin Agency?
That doesn't prove he organized...
the interruptions and arson...
of the old lady's building.
All the materials have been deleted.
If only we could restore the data that had been deleted,
we could find the person who was in charge and make accusations.
I have something to discuss with you.
Auditor Noh.
(President Kang Sam Do)
You're always welcome here.
Take a seat.
While I was investigating...
the arson of the building in Yongbuk,
I found out that our Yongbuk Branch...
was related to an illegal loan with the building.
And it triggered the whole D1 plan of REITs Department...
executed by Yook Kwan Shik, the former vice president.
I remember the D1 plan of REITs Department...
as a simple loan project for real estate.
Illegal loans and arson?
Turns out it wasn't a simple loan project for real estate.
[VIU Ver] MBC E14 'The Banker' "What’s Best for Daehan Bank?" -♥ Ruo Xi ♥-
The developer of the project was a company called Seomin Finance.
As you already know, this company is in...
close connections with Seomin Agency.
And Mr. Yook had their backs the whole time.
That can't be right.
Also, to hide the illegalities...
committed under the name of Seomin,
they closed all the affiliated branches and deleted the data.
And we cannot hold Mr. Yook responsible...
when all we have is this piece of approval request.
How could this happen?
I'm afraid I trusted him too much.
D1 plan was...
suggested by Mr. Yook.
He autonomously acquired...
the information about the development.
It was an aggressive loan project,
and was to bring huge profit to our bank.
I trusted him and gave full decisions to Mr. Yook.
I only received reports every quarter.
I had no idea he was committing unlawful acts behind me,
closing down branches on his own.
I feel humiliated as the president.
And since he's imprisoned,
we can't accuse him of anything without physical evidence.
That's why I'm here. To ask for your help.
Is there any way you could restore the information...
deleted by Yook Kwan Shik?
If you could,
I could accuse him of further crimes.
Auditor Noh. Hold it right there.
Forget it.
- What? - The Yongbuk fire...
and former vice president Yook Kwan Shik's corruptions...
are issues that make even me furious.
But I'm Daehan Bank's president.
I can't put...
the bank in danger over personal grudges.
The same should apply to you as well, Mr. Noh.
You managed to...
expose Vice President Yook and...
Senior Director Do's corruptions and for that,
the bank is grateful.
But how do you think our customers would view...
the constant exposure of corruption within the bank?
A bank operates on trust and credit.
If high-ranking executives are constantly exposed as corrupt,
who would trust us with their money?
Am I wrong?
A bank's auditor...
exists for the bank.
Your position...
exists to protect the bank.
Now stop digging into the past...
and focus your efforts on making sure this doesn't happen...
in the future.
That is...
your job and duty.
(President's Office)
What did President Kang say?
That I should cover it up for the bank.
Since there's no clear evidence.
Will you do that?
Is covering this up really good for the bank?
I think differently.
You managed to find this.
Even the staff don't know about the REITs Department.
I mentioned the department to Vice President Lee...
and he told me right away that they carried out the D1 Plan.
That's how I found it so easily.
Really?
I managed to talk to the department's ex-general manager.
He said the files were gone. I'm glad you found something.
Can I keep this?
Yes.
I have plans and must leave.
Sure.
If even Vice President Lee...
knew of REITs' core business,
there's no way Mr. Jung the general manager didn't.
I see you're touching on a sensitive topic.
You made the effort to call me when I'm abroad...
to look into REITs Department.
I don't think this is a small matter.
Did something happen to the bank again?
I'm not lying when I say...
that the cabinet with files starting with R...
went from here to over there, over 100m...
Our bank doesn't have rooms that long.
That's how long it felt to me.
You engineering people must learn nuanced speech.
Anyway, out of all those binders, I found REITs Department,
and I got my hands on...
the only file in there which was the D1 Plan.
Was D1 Plan the only file in the binder?
Yes. It looked like...
what should've been destroyed was left behind...
and it saw light again because of me with the pretty eyes.
This is delicious.
Ms. Jang, eat your fill.
I enjoyed the meal.
I have to get going.
You all worked hard.
Eat all you want.
There's no need to stand.
- Goodbye. - Bye, sir.
We can go for another round later.
You're good at cutting meat.
Don't you smile.
He isn't good at all. He's cutting against the grain.
This is more like it.
I'm impressed. Not bad for a restaurant owner's son.
You saw nothing yet.
Ms. Jang.
Eat all you want.
Gosh.
No thanks. I can manage on my own.
Eat it. I made this for you.
Take it.
I'd say Mr. Seo likes you a lot.
Mr. Moon.
Why would you confess for me?
Pretend I said nothing and do it yourself.
So... Ms. Jang.
Sorry. You aren't my type.
I...
I was just kidding.
Can you really hear me?
Do you know of my poor bleeding
Why didn't you accept his love?
Do you know about it?
Do you want me to?
Will you forgive me?
- I don't know. - If you punish me
I think I wouldn't have liked it if you did.
Please let me
Did you hear anything from the police?
No.
The investigation on the loan is still ongoing,
so I can't tell you much.
But you can sue...
the person who put the building on fire for compensation.
We'll share as much information we can with the police.
Okay.
Thank you so much for caring.
Do you have a place to stay when you leave?
Until my son who's in lock-up comes home,
I'll stay with my sister who lives in Suwon.
I'm really sorry about what happened.
Here we are.
Be careful.
Let's get out.
You can get out.
- Watch your head. - Thank you.
- Be careful. - Thanks.
Thank President Kang for us.
I will. Goodnight, sirs.
- Goodbye. - Take care.
- Bye. - Bye.
What a good day.
Destroy the information you planted.
(D1 Plan)
(REITs Department)
(Daehan Bank)
They all left?
Yes. I dropped off the audit committee members.
What about Bae Dong Seok?
He still won't answer his phone.
What did you learn from Mr. Song Ki Yeol?
I apologize. I'll do what it takes to reach him.
Gosh.
(Mr. Kim)
I feel so good already.
We should've done this sooner.
How much did we spend on those beggars?
That's an investment and an insurance.
What you did just created more risk.
Your timid heart is making the liquor taste bad.
When there is risk there is money.
You're such a coward. No wonder your brother beats you.
Why would you mention my brother?
Don't mind her, Yang Kyung.
Prosecutors questioned her for being a bully to her staff.
She's ticked off from that.
That's right. You're quite photogenic.
Your greasy hair and gray suit.
She managed to put on foundation though.
Darn you.
Oh, our hero's here.
You did amazing.
You set a pretty nice fire.
Have a drink.
No thanks. I'm driving.
Are you sure we'll have...
no problems after your sole decision to make a call?
Professor Choi and President Kang...
hate it when unexpected things happen.
People become slower with age.
Action, speech, decision-making.
Could you accomplish anything great if you went at their speed?
If you acted out with vigor...
and that were to bring in a fortune, wouldn't they be pleased?
That's true.
We're all in this for the money.
My gosh.
Do they think we can't pull off the D1 Plan without them?
Attention, everyone.
Those with money, land,
a construction company, and the developer is all here.
Why don't we announce the D1 Plan being reopened?
- Sure. - Raise your glasses!
- Okay. - Deal.
- Cheers. - Cheers.
We trust you will do the hard work for us.
Mr. Bae, you just remember one thing.
Remember who has the money...
and where that money comes from.
Of course. It comes from The Best.
Don't worry.
It's okay. Come on.
Don't worry about it.
"The Best"? What a joke.
They're fools who have no idea what's going on.
If they were born into rich families,
then they should just be satisfied and enjoy their lives.
He must be really mad.
(Jung Chang Eui)
Hello?
There's something I couldn't tell you earlier today.
Do you know what REITs Department's main business was?
If you're talking about D1 Plan's documents, we already got it.
- Really? - The audit office's employee...
found it at the storage of Seosomun Head Office.
It has to be real.
Ms. Han. I see now...
that you're very naive.
Pardon?
The documents were destroyed along with the whole department.
There's no way anything would be left at the head office.
(D1 Plan)
The one I have is real.
I have the real copy.
How can I trust that it's real?
Because I was the one who wrote the first draft of the D1 Plan.
Are you interested now?
How much will you pay for this information?
(Daehan Bank, Seosomun Branch)
This is a document we photocopied from here today.
I'd like to see the original.
We don't have anything on REITs Department or the D1 Plan.
That's impossible.
This is something...
our employee photocopied from here today.
It's not in our list of documents.
Are you sure they photocopied it from here?
Yes. 2014, REITs Department.
The draft of D1 Plan.
That's strange. Was it omitted?
(Remote Services)
(Remote Services, 2014, 1st quarter)
(REITs Department)
(Restricted Area)
(The Banker)
The D1 Plan's draft you have is fake.
Who? Who would do such a thing?
Is it really Mr. Kang?
Mr. Kang. He reeks of something foul.
Let's see how long he can act like he's clean.
We better watch Mr. Lee for a while.
If I could make Mr. Kang to be on my side...
The first step to reforming Daehan Bank...
is to kick Mr. Kang out.
Won't you work with me?